Gutmann and Sons

Jill Weber

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Lead Directives Orchestrator

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FUNDAE helps you grow professionally with employer-supported training and financial aid, fostering a culture of learning and innovation.

We'll help you design, finance, and manage the ideal training plan for you, maximizing FUNDAE benefits hassle-free.

This programme is eligible for Fundae funding. Your employer may be able to pay for this and reclaim the cost.

You can pause your payments if your monthly income is below {formattedMinThreshold}.

The remaining {remainingPayments} payments scheduled each month based on your income x {percentage}

As an employee, you can reduce your personal taxable income through eligible education deductions, spread over {numberOfInstalments} monthly payments. This combines the tax benefits with more manageable monthly payments from your gross income. To qualify, your employer must offer support for 'Retribución Flexible' and approve your course.

Based on the Retribución Flexible tax savings calculator, you could save {savings} on income tax. This estimate is based on a minimum annual gross salary of {minSalary}

The Tax Savings benefit is received through payroll as a reduction in tax deductions.

As an employee, you can reduce your personal taxable income through eligible education deductions. These tax benefits can be combined with any payment method and may result in significant savings on your annual tax return. However, your employer must offer support for 'Retribución Flexible' and approve your course.

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A Legal Representative of an Education Provider is authorized to act on the institution's behalf in legal, administrative, and contractual matters. They ensure regulatory compliance, manage agreements, represent the provider in official matters, handle critical decisions, and serve as the primary contact for partnerships and negotiations.

Your request will be forwarded to our partners, and we will ensure the price is made available to you promptly. You will receive an email notification once the price is available. Thank you for your request. Feel free to explore other courses for more exciting learning opportunities here.

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Would you like to activate the {paymentFeature, select, learningBudget {Learning Budget} taxBenefits {Tax Benefits} other {this}} feature for this course?

Many companies set aside funds for employee training—let’s check if yours can cover this course!Please provide the contact details of the person in your company who manages L&D budgets. This is usually someone in HR, People, or Learning & Development, but if you're unsure, you can add your manager instead.

<title>What Happens Next?</title> <ul><li>✅ We contact your employer to confirm if they can fund this course for you.</li><li>✅ Once approved, we handle the payment process directly between your employer and the education provider.</li><li>✅ We keep you updated throughout the process.</li><li>📢 Tip: It’s helpful to flag this internally so they know to expect our request—it could speed things up!</li></ul>

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Would you like to request {paymentMethod, select, upfront {Upfront} fix_pay {FixPay} other {}} as your payment option for this course?

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Please note that your company’s validation is required to use FUNDAE as a payment option. If your company has available FUNDAE credits, they can be used to cover the cost of eligible courses, allowing you to upskill at no additional expense to you.

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Payment Options

Please list the total amount you spend each month on the following three items. If you share your bills with someone else, just put your share.

If you’re already using Retribución Flexible, please input how much you’ve spent this year per category:

While the course fee remains the same, you can use your tax credits to reduce your overall yearly expenses.

Income Share Agreements (ISAs) offer a flexible and affordable solution for professional development. Employees can defer payments until they earn a stable income, reducing financial pressure while advancing their skills. For companies, ISAs ensure a highly skilled workforce without upfront costs, aligning employee growth with business success.

<Chip>{blockedLearningBudget}</Chip> will be deducted once your request is accepted.

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FUNDAE is a crucial resource for companies looking to invest in their employees’ professional growth while benefiting from financial support. It plays an essential role in fostering a culture of learning and innovation in Spain. <ul><li>Reduces the financial burden of employee training.</li><li>Promotes skill development tailored to company needs.</li><li>Enhances competitiveness by upskilling the workforce.</li><li>Increases access to continuous professional development.</li><li>Improves employability and career prospects.</li></ul>

Pay using FUNDAE benefits

Pay via Income Share Agreement

Enhance the value of your training investments. Empower your employees to reach their full potential while aligning professional development with your business goals. Mydra helps you allocate your learning budget efficiently, track progress, and achieve measurable results—ensuring every dollar spent drives growth and success.<ul><li>Take advantage of your company's learning budget</li><li>Combine it with tax benefits or FixPay for maximum savings.</li></ul>

Mydra is dedicated to making skill development accessible for all your employees, seamlessly fitting into any budget. With flexible payment solutions tailored to your financial needs, we maximize learning opportunities for your team. Click below to explore our payment options and their benefits.

At Mydra, we facilitate access to and management of FUNDAE training subsidies for employees, allowing companies to make the most of the funds allocated for professional development.<ul><li>As an organizing company, Mydra handle all administrative and regulatory processes, ensuring compliance with legal requirements, optimizing the use of available training credits, and reducing the operational burden for educational institutions.</li><li>Mydra improves the accessibility of training programs while also increasing demand from companies looking to maximize the return on their investment in workforce development.</li></ul>

We are a FUNDAE organizing company

Mydra offers accessible financing for everyone by covering tuition costs upfront, ensuring that financial barriers don’t prevent learners from pursuing their education. Students only begin making payments after they complete their course, allowing them to focus entirely on their studies. Additionally, Mydra's Income Share Agreements (ISAs) provide exceptional downside protection—payments are paused anytime a learner’s income falls below the minimum threshold of €1,333.33, offering peace of mind and financial security.

Income Share Agreements. Removing financial friction

As a user, you will maximize the value of your training. Reach your full potential while advancing your professional development. Mydra helps users efficiently allocate the learning budget provided by some companies to their employees, track progress, and achieve measurable results, ensuring that every euro invested drives growth and success.<ul><li>Take advantage of your company's learning budget</li><li>Combine it with tax benefits or FixPay for maximum savings.</li></ul>

FixPay lets employees spread their learning costs over time with 0% interest, making professional growth more manageable.How to apply a FixPay:<ul><li>Select a course and 'Pay in installments - FixPay' </li><li>Provide basic information (name, address, salary).</li><li>Identity verification and recent payslip upload.</li><li>Sign a financial agreement.</li></ul>

FixPay

Pay in 0% interest instalments with FixPay

FUNDAE

Pay only when you have an income with ISA

Learning budget

Leverage your Employer Learning Budget

Maximize your training investments with government grants and flexible compensation options. Employees can save up to 30% of their pre-tax salary, making learning more affordable and effective. Compatible with:<Logos><FundaeLogo></FundaeLogo><EdenredLogo></EdenredLogo><CobeeLogo></CobeeLogo><SodexoLogo></SodexoLogo><BetterflyLogo></BetterflyLogo><CoverflexLogo></CoverflexLogo></Logos>

Tax benefits

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Designed for everyone eager to upskill, with flexible payment options available.

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Spread across 12 monthly payments. Income Flex Protection.

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Pay a fixed % of your income. Payment Pause Guarantee.

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Employer subsidy

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